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Buy Now. Pay Later.

Save space without breaking the bank

Don’t let bulky furniture or lack of space cramp your style any longer. Apply for a financing plan that lets you to order your new bed today and split up your payments into monthly installments over 12, 24, or 36 months.*

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Low Interest Rates Available

We offer competitive interest rates as low as 0% APR for 12 months*, so your purchase will be both convenient and affordable.

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Transparent Terms

Our partners at Bread® offer simple financing options with clear and concise terms to help you feel comfortable and confident in your purchasing power.

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No Prepayment Penalties

Bread® does not charge prepayment penalties, allowing you to pay for your bed in standard monthly payments and prepay at any time with no additional cost.

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Quick and Easy Application

Our application process is so simple, you can do it without even getting out of bed. Find out in minutes if you pre-qualify for financing with a fast, streamlined online application. All you need to get started is your name, email address, and mobile phone number. Pre-qualification comes with no obligation to complete a purchase.

See if you qualify!


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*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.

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