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An adult couple (male and female) jumping on their queen size Standard Bed from Francis Lofts & Bunks
Pay over time* for as low as 0% APR for 12 months

Financing Options

An adult woman rifles through clothes she has hanging on a rack set up next to her silver Queen Size Adult Loft Bed.

Buy Now. Pay Later.

Save space without breaking the bank

Don’t let bulky furniture or lack of space cramp your style any longer. Apply for a financing plan that lets you to order your new bed today and split up your payments into monthly installments over 12, 24, or 36 months.*

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A young adult woman sitting on the bottom bunk of a charcoal Queen Over Queen Adult Bunk Bunk looking at her smartphone.

Low Interest Rates Available

We offer competitive interest rates as low as 0% APR for 12 months*, so your purchase will be both convenient and affordable.

Get My Rate
The logo for Bread, the company we partner with to offer financing options.

Transparent Terms

Our partners at Bread® offer simple financing options with clear and concise terms to help you feel comfortable and confident in your purchasing power.

A young boy dressed as a superhero sits on the bottom bunk of a black Adult Bunk Bed preparing to chase his older sister who is wrapped in a comforter

No Prepayment Penalties

Bread® does not charge prepayment penalties, allowing you to pay for your bed in standard monthly payments and prepay at any time with no additional cost.

A young woman on the top bunk of a white Queen Over Queen Adult Bunk Bed surfing the web on her smartphone technology.

Quick and Easy Application

Our application process is so simple, you can do it without even getting out of bed. Find out in minutes if you pre-qualify for financing with a fast, streamlined online application. All you need to get started is your name, email address, and mobile phone number. Pre-qualification comes with no obligation to complete a purchase.

See if you qualify!

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*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.

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