Buy Now & Pay Later Bed Financing

An adult woman rifles through clothes she has hanging on a rack set up next to her silver Queen Size Adult Loft Bed.

Buy Now. Pay Later.

Save space without breaking the bank

Don’t let bulky furniture or lack of space cramp your style any longer. Apply for a financing plan that lets you to order your new bed today and split up your payments into monthly installments over 12, 24, or 36 months.*

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Low Interest Rates Available

We offer competitive interest rates as low as 0% APR for 12 months*, so your purchase will be both convenient and affordable.

Transparent Terms

Our partners at Bread® offer simple financing options with clear and concise terms to help you feel comfortable and confident in your purchasing power.

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No Prepayment Penalties

Bread® does not charge prepayment penalties, allowing you to pay for your bed in standard monthly payments and prepay at any time with no additional cost.

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Quick and Easy Application

Our application process is so simple, you can do it without even getting out of bed. Find out in minutes if you pre-qualify for financing with a fast, streamlined online application. All you need to get started is your name, email address, and mobile phone number. Pre-qualification comes with no obligation to complete a purchase.

See if you qualify!

*Availability of terms may vary based on purchase price and/or product. Down payment may be required. Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.